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Live business headlines from India's leading financial publications, alongside our own notes on the developments that matter to your money.

PPF

7.1%

NSC

7.7%

SCSS

8.2%

Rates for October to December 2026

(01)Live business news

Headlines from the Economic Times, Mint and Business Standard, refreshed through the day.

(02)Advisory notes

Our summaries of the policy and market changes that shape savings, insurance and property decisions.

Policy & TaxOct 2026

RBI raises the repo rate to 5.50%, its first hike since 2023

The Monetary Policy Committee raised the repo rate by 25 basis points to 5.50% on 7 October 2026 and signalled that further cuts are off the table for now. Floating-rate home and business loan EMIs may rise over the coming months, while bank deposit rates could firm up. Borrowers should review loan tenures, and savers locking in fixed returns may find better rates ahead.

Source: Reserve Bank of India

5 notes

Post OfficeOct 2026

Small savings rates held for October to December 2026

PPF stays at 7.1%, Sukanya Samriddhi and SCSS at 8.2%, NSC at 7.7%, KVP at 7.5% (doubling in 115 months) and MIS at 7.4%. With the repo rate now rising, these sovereign-backed rates remain competitive for conservative savers.

Source: Ministry of Finance

Policy & TaxApr 2026

The Income-tax Act, 2025 is now in force

From 1 April 2026 the new Act replaced the 1961 law. Tax rates are unchanged, but the language is new: the “previous year” is now the “tax year” and familiar sections are renumbered, with the old Section 80C deductions for PPF and life insurance now under Section 123.

Source: Income Tax Department / PIB

InsuranceOct 2026

Health insurance premiums are GST-free for individuals

Since 22 September 2025, individual and family floater health policies carry no GST, removing the earlier 18%. Renewals now cost noticeably less, which makes this a good moment to raise cover or add a super top-up. Group and employer policies still attract GST.

Source: GST Council / CBIC

MarketsOct 2026

Gold near ₹1.4 lakh per 10 grams: keep allocation disciplined

24-carat gold traded around ₹1.38 to 1.46 lakh per 10 grams in late October 2026. After a strong run, we suggest rebalancing toward a planned allocation rather than adding on momentum.

Source: Market rates, 23 to 24 October 2026

Real Estate2026

Jaipur property in 2026: choose the micro-market carefully

Listings data shows apartment asking prices in parts of south Jaipur easing from their 2025 peak, while villas have continued to appreciate. Location, connectivity and title diligence matter more than city-wide averages.

Source: Square Yards listings data

Summaries of public reporting at the time of publication. Rates and figures change; please confirm current details with our advisors before acting.

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