JaipurEst. 2010
POORNAYU

Invest Today, Secure Tomorrow

An Investment Hub000
POORNAYU, An Investment Hub

Practice areas

From sovereign-backed savings to real assets and protection, six practice areas coordinated by one advisory team. Explore each area and model outcomes with our calculators.

01Savings

Post Office Schemes

Sovereign-backed instruments remain the foundation of a resilient household balance sheet. We select, open and manage the right mix of schemes for each life stage, from a child's education to a retiree's monthly income.

  • Public Provident Fund (PPF) at 7.1% p.a. with a 15-year tenure
  • National Savings Certificate (NSC) at 7.7% p.a.
  • Senior Citizens Savings Scheme at 8.2% p.a.
  • Sukanya Samriddhi Yojana at 8.2% p.a.
  • Kisan Vikas Patra, doubling in 115 months
Speak to an advisor

PPF returns calculator

Monthly contribution₹5,000
Duration15 years

Estimated maturity value

₹16.1 L

Invested ₹9.0 L at 7.1% p.a., compounded monthly.

02Insurance

Mediclaim Policies

We compare plans across leading health insurers to find the strongest cover at a fair premium, and we stay with you through the claim, so you never face an insurer alone during an emergency.

  • Individual and family floater plans up to ₹1 Cr cover
  • Critical illness cover across 40+ conditions
  • Top-up and super top-up plans
  • Dedicated senior citizen health plans
  • Claim assistance and cashless hospital network
Speak to an advisor

Premium estimator

Age of eldest member35 years
Cover required₹10 lakh

Estimated annual premium

₹6,000/yr

Indicative only. Final premiums vary by insurer, health and plan features.

03Insurance

Life & Vehicle Insurance

Protection planning sized to your income and obligations, with renewals tracked on your behalf so a lapsed policy or a lost No Claim Bonus never becomes your problem.

  • Term life insurance up to ₹2 Cr cover
  • Endowment and ULIP plans
  • Car and two-wheeler insurance with annual renewal
  • Personal accident cover
  • Zero depreciation and bumper-to-bumper options
Speak to an advisor

Life cover estimator

Annual income₹6.0 L
Policy term20 years

Recommended life cover

₹90.0 L

A guide based on income replacement. We refine it with your liabilities and goals.

04Investments

Real Estate Investment

Disciplined property advisory grounded in local market knowledge, legal diligence and realistic yield planning, for investors building long-term wealth through real assets.

  • Residential property advisory in Jaipur and NCR
  • Commercial asset investment consulting
  • Land acquisition and legal due diligence
  • Portfolio diversification strategy
  • ROI and rental yield planning
Speak to an advisor

Property value projection

Property value₹50.0 L
Expected annual growth12%
Holding period5 years

Projected value

₹88.1 L

Illustrative compounding. Actual returns are not guaranteed.

05Investments

Alternative Investments

For investors ready to look beyond deposits and schemes, we evaluate non-conventional opportunities through a clear risk lens before a single rupee is committed.

  • Chit funds and high-yield bonds
  • Gold and commodity advisory
  • NCD and debenture investments
  • Franchise and business opportunities
  • Risk assessment and investor profiling
Speak to an advisor

Wealth growth simulator

Lump sum invested₹2.0 L
Expected annual growth14%
Holding period5 years

Projected value

₹3.9 L

Illustrative compounding. Actual returns are not guaranteed.

06Media

Media & Advertisement

A media desk for businesses that want measurable reach: planning, buying and executing campaigns across regional print, digital platforms and outdoor formats.

  • Newspaper and print advertising, regional and national
  • Digital marketing campaigns
  • Hoardings and outdoor advertising
  • Brand strategy and identity consulting
  • Event promotions and sponsorships
Request a media plan
07Coming soon

Mutual Funds

We are preparing to bring mutual funds into the POORNAYU practice, so that market-linked growth can sit alongside your savings schemes, insurance and property in one coordinated plan. Register your interest and we will be in touch as soon as it is available.

Register your interest

Quick compare

Rates notified by the Ministry of Finance for October to December 2026. Small savings rates are reviewed every quarter; we confirm the current rate before you invest.

InstrumentRate p.a.Lock-inTax treatmentRisk
PPF7.1%15 yearsEEE, fully exemptSovereign
SSY (Sukanya)8.2%21 yearsEEE, fully exemptSovereign
SCSS (Senior Citizens)8.2%5 yearsSection 80CSovereign
NSC7.7%5 yearsSection 80CSovereign
KVP7.5%115 monthsNoneSovereign
Real Estate10 to 15%FlexibleCapital gainsLow to medium

Engagement

01

Discovery

A complimentary first meeting to understand your income, obligations, family and goals. We listen before we recommend.

02

Blueprint

A personalised plan that balances savings, protection and growth to your risk profile and time horizon.

03

Execution

We handle documentation, applications and coordination with institutions, end to end.

04

Stewardship

Regular reviews, renewal alerts and claim support, so the plan keeps pace with your life.

Begin the conversation

Book a complimentary consultation. No obligation, just clear and considered guidance for your family's future.

Book a consultationCall +91 80055 61306